THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK, AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., SUCCESSOR BY MERGER TO CHASE BANK OF TEXAS, NATIONAL ASSOCIATION FOR SAXON ASSET SECURITIES TRUST 20001- MORTGAGE LOAN ASSET BACKED CERTIFICATES, SERIES 2000-1 VERSUS ANN FIELDS CURTIS A/K/A ANN F. CURTIS A/K/A ANN CURTIS AND VALERIA ANN CURTIS A/K/A VALERIA A. CURTIS A/K/A VALERIA CURTIS